At CBHS we help you manage your health challenges. We believe in offering you the services, support and tools you need to live your best life.
Our Better Living Programs are available to support eligible members towards a healthier lifestyle. Each Better Living Program is subject to its own eligibility criteria.
Contact us for more information and to confirm your eligibility for a program.
Board of Directors
Nicolette Rubinsztein
Chair
Nicolette Rubinsztein was appointed to the Board of CBHS Corporate in May 2023 and is Chair of the Board.
Ms Rubinsztein is also Chair of CBHS Health Fund Limited and was appointed to the CBHS Board in March 2018.
Ms Rubinsztein is currently a Non-Executive Director at Zurich Insurance Group and Greenpeace Australia Pacific Limited. Ms Rubinsztein is Chair of the Greenpeace Australia Audit Committee and was President of the Actuaries Institute in 2019. She has previously held senior positions at Colonial First State, BT Funds Management and Towers Perrin.
Ms Rubinsztein is a UNSW Alumni Leader and a member of Macquarie University’s Faculty of Business and Economics Industry Advisory Board.
Ms Rubinsztein is a qualified actuary and holds an executive MBA from the Australian Graduate School of Management and is a Graduate of the Australian Institute of Company Directors.
In 2024, Ms Rubinsztein was made a Member of the Order of Australia (AM) for her significant service to business, particularly the finance and commerce sectors.
Jay MacGregor
Independent Non-Executive Director
Jay MacGregor was appointed to the Board of CBHS Corporate in May 2023.
Mr MacGregor is also a Director of CBHS Health Fund Limited and was appointed to the CBHS Board in May 2017.
Mr MacGregor has over 25 years’ experience in financial markets in Australia and London including as the former Managing Director, Institutional Equities for the Institutional Banking & Markets division of the Commonwealth Bank where he was responsible for the Bank’s Equity Capital Markets, wholesale equities and equity trading activities. Prior to this, Mr MacGregor held senior roles at UBS Investment Bank and Citi Global Markets Australia. Mr MacGregor is currently a Director of Renew Power Group Pty Ltd and Renew Power Investments Pty Limited.
Mr MacGregor holds Bachelor Degrees in Law and Commerce and a Masters degree in Finance from the University of NSW.
Adrian Hondros
Independent Non-Executive Director
Adrian Hondros was appointed to the Board of CBHS Corporate in May 2023.
Mr Hondros is also a Director of CBHS Health Fund Limited and was appointed to the CBHS Board in June 2017.
Mr Hondros has over 30 years’ experience in the financial services industry. Mr Hondros was previously the CEO of Porter Davis, Executive General Manager of Commonwealth Private Bank, CEO of St Andrew’s Australia and Executive General Manager of NAB Private Bank.
Mr Hondros is also a Non-Executive Director of Esfam Biotech Pty Ltd. He has been a Director of several financial services organisations, including a Director of Commonwealth Private Limited, Chairman of Commonwealth Private Limited, Trustee Director of Commonwealth Bank’s Group Super Board and Chair of its Investment Committee.
Mr Hondros holds a Bachelor of Commerce, Graduate Diploma in Professional Accounting, Graduate Diploma in Applied Finance, Diploma in Life Insurance and is an alumnus of INSEAD’s Advanced Management Program.
Stuart Rodger
Independent Non-Executive Director
Stuart Rodger was appointed to the Board of CBHS Corporate in May 2023 and is Chair of the Audit Committee and a member of the Risk Committee.
Mr Rodger is also a Director of CBHS Health Fund Limited and was appointed to the CBHS Board in May 2022.
Mr Rodger is an experienced Director, previously on the board of a UK life insurer for five years and the International Actuarial Association Health Section for eight years and is currently on the Board of the San Foundation.
Mr Rodger was a partner at Deloitte and prior to that was a senior executive in life insurance and investment companies. As a Deloitte partner, he regularly advised health industry boards on matters including risk, capital, product, strategy and M&A.
Mr Rodger is deeply experienced in the health industry and earlier in his career, the financial services industry. Mr Rodger’s insurance work has given him extensive exposure to Boards’ responsibilities for risk recognition and management, customer protection, and a strategic approach to longer term uncertainty.
Mr Rodger holds a Bachelor of Arts (Actuarial Studies) from Macquarie University, is a Graduate (Order of Merit) of the Australian Institute of Company Directors, a Fellow of the Institute of Actuaries of Australia, a fellow of the UK actuarial body and an alumnus of INSEAD’s Strategic Management Program.
Sarv Girn
Independent Non-Executive Director
Sarv Girn was appointed to the Board of CBHS Corporate in August 2023 and is Chair of the Risk Committee and a member of the Audit Committee.
Mr Girn is also a Director of CBHS Health Fund Limited and was appointed to the CBHS Board in August 2023.
Mr Girn is a senior executive and non-executive Director with a career spanning more than 30 years in the financial services sector in Australia, the UK and Asia.
He is currently the Chief Information Officer at the I-MED Radiology Network, where he leads the technology platforms that enable a clinic network spanning metropolitan and regional Australia, and a growing footprint of international radiology services.
Previously, he was the Chief Information Officer of the Reserve Bank of Australia between 2012 and 2018; and has also undertaken senior strategic and transformational roles at Cuscal Payments, MLC Life Insurance, Westpac, and the Commonwealth Bank.
Mr Girn is currently a Non-Executive Director of Police Bank Ltd.
Mr Girn holds a Bachelor of Computer Science (Hons) degree from the University of London and is a Fellow of the Australian Institute of Company Directors.
Gael Filippini
Independent Non-Executive Director
Gael Filippini was appointed to the Board of CBHS Corporate in August 2024 and is a member of the Audit and Risk Committees.
Ms Filippini is also a Director of CBHS Health Fund Limited and was appointed to the CBHS Board in August 2024.
Ms Filippini is currently a Group CEO and an Executive Director of the Junior Adventures Group. Over the past 20 years she has held leadership roles across multiple consumer sectors including Bupa Health Insurance (Australia) and Telstra.
She has significant experience leading transformational growth and turnaround programs in large-scale, high-volume customer-focused operations, through distributed network businesses in sectors including telecommunications, healthcare, and care delivery business for both the aged and children.
Ms Filippini has a Diploma of Applied Science from RMIT, attended the Telstra MBA program at the AGSM and is a graduate member of the Australian Institute of Company Directors.
Helen Troup
Chief Executive Officer & Executive Director
Helen Troup was appointed to the role of CEO and Executive Director of CBHS Corporate in September 2021. She is also the Group CEO and Executive Director of CBHS Health Fund Limited.
Ms Troup has been a successful CEO for almost 20 years, leading businesses in the Australian and New Zealand financial services industries. She has over 25 years’ experience in insurance, superannuation, and funds management.
Previously Ms Troup was the Managing Director of CommInsure, the life insurance and general insurance companies owned by the Commonwealth Bank. Prior to this, she was the Head of Life and Health (Australia and New Zealand) for global reinsurer Swiss Re and CEO of ING New Zealand, which was a market leading provider of insurance, funds management, asset management and property management solutions.
Ms Troup holds a Bachelor of Economics, majoring in Actuarial Studies from Macquarie University.
An active industry participant, Ms Troup is a member of Private Healthcare Australia’s Audit Committee. She has previously served as a Director on the Insurance Council of Australia Board and as a member of the Financial Services Council Life Board Committee, both in Australia and New Zealand. She is a current member of Chief Executive Women and is a Non-Executive Director of Munich Holdings of Australasia Pty Ltd and Munich Reinsurance Company of Australasia Limited.